Self Invested Personal Pension Plans
You could invest in a residential property via a self invested personal pension plan? The borrowing limits on residential property are not quite lean - you will be able to borrow a sum worth just 50% of your pension fund’s net assets - so the more money you can contribute to your pension fund now, the more you will be able to borrow after A-Day. Since you won’t be able to invest in residential property straight away, one option for those who don’t want to invest in shares or bonds in the meantime might be to start contributing to a stakeholder pension. The charges are extremely low, and you will be able to transferring all the cash out of the scheme to a self invested personal pension plan at a later date without paying any charges.| Pensions |
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